Insights

America is sitting on a $10 trillion transfer of business assets and banks are simply unable to finance it. Private credit is stepping in — and for accredited investors, the structure of these deals is worth understanding closely. The opportunity isn't new. But the scale is. An estimated 10 million small businesses will change hands by 2035 as baby boomer owners retire, and the financing infrastructure to support those transitions has a significant gap where traditional lendi

Choosing between an SBA loan and a non-SBA business loan is one of the most consequential financing decisions a business buyer makes — and most people get it wrong because they're comparing the wrong numbers. The SBA loan looks cheaper on paper. Lower interest rate, longer term, lower monthly payment. But "cheaper" depends entirely on what you're measuring: your monthly cash flow, your total cost of borrowing, your closing timeline, or your ability to close the deal at all. W

Business acquisition financing in 2026: see how SBA and non-bank options compare, where deals stall, and what buyers and brokers should know.

Unsecured Funding Source (UFS) and AllCap Funding (AllCap) have merged to create Jumpstart Finance, a powerful new force in business acquisition financing.

See how the Jumpstart Loan Fund connects accredited investors with entrepreneurs, and how each funded business can support jobs and local communities.

Explore the benefits of private credit for accredited investors, including income potential and diversification, and how the Jumpstart Loan Fund fits in.

UFS is thrilled to announce the official launch of the Jumpstart Loan Fund.

Discover the franchise trends shaping the industry today, from private equity in home services to AI, tap to pay, and rising operating costs.

Unsecured loans vs. secured loans: compare examples, pros and cons, and see which type of financing fits your personal or business needs.