The Jumpstart SMB Startup Loan℠ is built for entrepreneurs and business owners launching new ventures.
Non-SBA Loans for Startups & Franchises
30+
Years of Aggregated Experience
$1B+
Loans Funded
4,000+
Businesses Funded
Your Path to Ownership
Non-SBA Financing Under $500K
The Jumpstart SMB Startup Loan℠
A direct lending program for pre-revenue and early-stage startups, structured to close on the timeline a launch requires.
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Pre-revenue eligible, with no requirement for trailing financials
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Operator-led underwriting rather than collateral-led
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Faster path to close than SBA or conventional alternatives
What Our Customers Say
Deal Parameters
A strong fit when:
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The business is a startup with a clear path to revenue
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The business is a franchise with a strong FDD/track record
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The buyer demonstrates relevant experience or operating capacity
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The deal falls within Jumpstart’s range
Not a fit when:
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The transaction is the acquisition of an existing, cash-flowing business — Explore Business Acquisition Funding
We communicate fit early so deals can move forward with clarity.
Opportunities outside Jumpstart’s direct lending criteria may be supported through Jumpstart Marketplace™.
Important Disclosure: Jumpstart Finance structures and manages acquisition financing in partnership with Little Horn State Bank, Member FDIC, which serves as lender of record for The Jumpstart Loan℠ and other private credit solutions. All financing is subject to underwriting and eligibility requirements. Jumpstart Finance is committed to fair lending.
Underwriting the Operator
A startup has no operating history to underwrite — only a plan, an opportunity, and the person who intends to execute on both. Conventional lenders are built around historical cash flow, which leaves capable founders and franchisees without a real path to capital at the moment they need it most.
Jumpstart underwrites differently. We evaluate the operator's experience, the strength of the concept or franchise system, and the credibility of the launch plan. When those align, we can move.
The Jumpstart SMB Startup Loan℠ is ideal for:
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First-unit franchises backed by established brand systems
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Startup launches with a clear path to revenue