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Direct capital for acquiring established, cash-flowing businesses.

Acquisition Financing, By Design

Built for Existing Businesses

Acquisitions are different — and they require different capital.

Buying an operating business involves financial history, real counterparties, and defined transaction timelines. Traditional lenders are often not structured to prioritize these deals, particularly at the Main Street level.

Jumpstart was built for acquisitions that:

  • Require speed and certainty

  • Fall outside rigid SBA guidelines or timelines

  • Include buyer and seller participation

  • Demand clarity early in the process

Our underwriting reflects how acquisition transactions actually unfold.

30+

Years of Aggregated Experience

$1B+

Loans Funded

4,000+

Businesses Funded

Capital Lanes by Deal Size

Under $500K

The Jumpstart Loan

Direct acquisition loans designed for smaller transactions where speed and certainty matter most.

  • Enables acquisitions without heavy collateral constraints

  • Not subject to typical SBA timelines

  • Built for smaller transactions

$500K–$5MM+

Structured Private Credit

Private capital deployed by Jumpstart for larger or more complex acquisitions — including senior credit and hybrid credit‑equity structures.

Delivered through:

  • Jumpstart Loan Fund — senior secured private credit

  • BizBuyAngels — hybrid credit / equity capital for growth‑oriented entrepreneurs

Deal Parameters

A strong fit when:

  • The business is established and generating cash flow

  • The transaction centers on an ownership transfer

  • The buyer demonstrates relevant experience or operating capacity

  • The deal falls within Jumpstart’s capital lanes

Not a fit when:

  • The business is a start-up or lacks operating history

  • The request is for general working capital

We communicate fit early so transactions can move forward with clarity.

Opportunities outside Jumpstart’s acquisition focus may be supported through the Jumpstart Marketplace, our secondary funding channel.

Start with
the Right Lane

Start With the Right Lane

Explore the capital path that fits your acquisition and get direct feedback from Jumpstart’s lending team. 

Important Disclosure: Jumpstart Finance structures and manages acquisition financing in partnership with Little Horn State Bank, Member FDIC, which serves as lender of record for The Jumpstart Loan and other private credit solutions. All financing is subject to underwriting and eligibility requirements. Jumpstart Finance is committed to fair lending. 

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